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Chambers' Bulletins

Tue, 11/10/2015 - 4:00 am

The Portal, as a tool to facilitate LM/MM, was introduced in Judge Waites' cases on June 23, 2014 and indicated as the preferred procedure in January of 2015. It has been used in over 350 cases. South Carolina Debtors' counsel who have used the Portal extensively have reported success rates of over 70%, with success being defined as an offer and approval of a trial period plan opportunity for the debtor(s). According to statistics published by HAMP, the national success rate for modification programs is 45%. Therefore, Judge Waites continues to endorse the Portal in his cases and offers the following modifications to make the process more efficient.

Following a period for comment, Judge Waites has amended his Chambers Guidelines regarding Loss Mitigation/Mortgage Modification for cases assigned to him. The revised Guidelines and downloadable forms in Word format are available on the Court's website at For the convenience of the Bar, the remaining exhibits to Chambers Guidelines are also now available as downloadable forms in Word format, including the stay relief forms and a new form order granting motion to substitute collateral or use insurance proceeds.

The revised Guidelines also reference several new CM/ECF events to facilitate the filing of documents related to the Loss Mitigation/Mortgage Modification ("LM/MM") procedures:

1. Proposed Consent Order Requiring LM/MM (No Motion Filed)
2. Proposed Order Approving Trial Period Plan
3. Proposed Consent Order Approving LM/MM
4. Request for Appointment of Mediator
5. Limited Notice of Appearance for LM/MM & Request for Notice

Judge Waites encourages the Bar to begin using the new Loss Mitigation/Mortgage Modification procedures, events, and forms immediately to expedite consideration of these matters. The revised Guidelines and use of the new forms and events will be required December 1, 2015.

Fri, 11/06/2015 - 4:00 am

The judges concur with the Local Rules Committee recommendations for certain Local Rule amendments. These proposals are attached. The judges invite comment to on or before November 20, 2015. These rules, in the absence of negative public comment and withdrawal or revision by the judges, will be effective December 1, 2015.

Link here to open the package.

The judges continue to study other proposals for amendment to the local rules and are seeking comment from various court constituencies. Additional amendments to the rules, if concurred with by the judges after further study, may be made available for public comment at a later time.

Wed, 11/04/2015 - 4:00 am

The South Carolina Bar is conducting a seminar on Litigation and Innovation in Consumer Bankruptcy Cases on November 20, 2015 in Columbia, by video from Charleston and Greenville, and by live webcast. To view the program agenda and register, visit

Judge Waites will serve as the moderator of the program and encourages members of the Bankruptcy Bar who represent parties, whether debtor or creditor, to attend.

The seminar has been designed to highlight best practices in litigation, innovative approaches in consumer practice and hot topics in case law, and the materials for the seminar include helpful checklists and forms.

Don't be left behind - Register today! Registration by November 6, 2015 provides an "early bird" discount.

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