- Certificate for Exemption of Credit Counseling - A. Revised § 109(h)(1), requires individual debtors to complete credit counseling from an approved nonprofit budget and credit counseling agency within the one-hundred eighty (180) day period prior to the petition date. Completion of credit counseling is an eligibility requirement to be a debtor under Title 11. Section 109(h)(3) sets out circumstances under which the Court may grant the debtor an exemption from obtaining credit counseling. If the debtor certifies that there were exigent circumstances meriting a wavier.......(click here for entire document).
Motions Seeking to Extend the Automatic Stay - The Court has considered several motions to extend the automatic stay. The facts of these motions have thus far appeared to fall into the following categories.......(click here for entire document).