As part of the October 17, 2014 Paralegal Seminar sponsored by the South Carolina Bankruptcy Law Association, Judge Waites will host a panel presentation on Mortgage Modification in a Chapter 13 case, which will include a demonstration of the use of the DMM Portal. The procedures are designed to improve communication between debtors and lenders on mortgage modifications and use forms, which are tailored to lender preferences. This technology is used in other districts and experience has shown that it lessens miscommunication by the parties, frequently observed in court, and increases a debtor's chances of obtaining a mortgage modification. Those interested in learning more about the process are encouraged to attend the upcoming Paralegal Seminar.