Judge Waites is considering allowing a conduit mortgage payment procedure in the Chapter 13 cases assigned to him as a means of improving debtors retention of their homes by ensuring payments of mortgage payments during the bankruptcy case. The procedure is described in the attached explanation and Operating Order (click here to view).

The attached proposed Operating Order is in draft form and will be refined and therefore the Judge invites comments, questions, or suggestions be sent to Andrew_Powell@scb.uscourts.gov on or before July 8, 2016.

This proposal has been shared with Judges Duncan and Burris for comment and suggestions. To the extent a district-wide procedure can be established, these procedures may change.